January budget workbook how to#

I figured how to live within that budget and how to handle it when I went over budget.

If you don’t master the foundational skills first, then you’ll end up right back at the drive thru.Īs soon as I made that connection… I started seeing real change.

A budget that you can actually follow and that tells you what to do when you break it.

A meal plan that takes into account your insanely busy schedule.

A routine to prep simple food ahead of time.

A foolproof plan that gives you a backup plan when things don’t go like they were supposed to (Because that will totally happen!).

You need an easy routine to get the dishes done every day.

You don’t just need to know how to budget.ĭon’t get me wrong, budgeting is important.īut you also need to know how to master the basic skills that will support your ability to follow a budget. Life gets in the way and the next thing you know, you have a week’s worth of groceries rotting in the fridge and you’re back in line at the drive thru for dinner.

Day 1 and 2 start off great but then you work late, and your toddler gets sick and you don’t get a chance to do the dishes. So you meal plan and buy all of the groceries for the week. You want to spend less on groceries, right? I had to master the basic skills I needed to support my efforts to spend less.Īnd from that instant, everything changed. I couldn’t just dedicate myself to spending less.

January budget workbook free#

In the FREE 90 Day Budget Bootcamp, I finally realized that money, organization and routines go hand in hand. I wanted to stay home with our kids so bad and knew that there was no way that could happen unless we paid off our debt.

I had a job that made me work crazy hours with frequent shift extensions and schedule changes. I would “get organized” and have amazing results for a few days and then go right back into my old habits and dig myself deeper in the hole. I spent more than I made, couldn’t wrap my mind around how to make a budget actually work for me and I was struggling with just everyday life.

If you’re drowning in debt and can’t seem to get ahead no matter what you try, you’ve come to the right place. If you’re sick of living paycheck to paycheck, being stressed about money, and being scared to look at your bank account then you’ve come to the right place.